At Anuvia, we believe that money should not stand in the way of treatment for you or your loved ones. Many of our decisions support this belief:
- We sit down with our clients to discuss their options
- We accept major insurances, including Medicare, for many of our services
- We offer sliding fees for those who qualify
Even if you do not have the resources needed for treatment, there are many other payment options to consider. Don’t let money worries stop you or your loved ones from seeking help.
Here, we provide information on the many available options to pay for drug or alcohol treatment to those seeking support.
- Costs of Drug and Alcohol Treatment
- Paying for Treatment with Insurance
- Paying for Treatment with Medicare
- Paying for Treatment Without Insurance
- Payment FAQs
Costs of Drug and Alcohol Treatment
The cost of your treatment will vary depending on the type of treatment you seek. To get an estimated cost and discuss payment plan options, contact Anuvia today. We will walk you through all of the financial details, step by step.
Anuvia offers short-term outpatient treatment, drug/alcohol detox treatment, and intensive outpatient treatment programs. Some offerings include customized treatment plans, which are realistic options for adults and adolescents who benefit from flexible schedules, sliding fees, or payment plans.
Paying for Treatment with Insurance
The Affordable Care Act (ACA) requires private insurance companies to provide coverage for substance use treatment and considers it an essential healthcare benefit.
However, insurance coverage can vary across providers and plans. Some plans and providers may require you to get a referral from a primary care physician before covering substance use treatment services.
Anuvia can work with your insurance to confirm your coverage, see what specific services are covered, and design a treatment plan that will provide you with the services you need at a price you can afford.
What insurance plans does Anuvia accept?
Anuvia accepts nearly all major insurance plans, including Medicare and Medicaid. Other insurance providers whose plans we accept include:
|Health Care Service Corporation|
|Blue Cross Blue Shield|
Even if you don’t see your provider on our list, don’t worry—we can work with your insurance plan to arrange for coverage.
Paying for Treatment with Medicare
Under the ACA, those who qualify for Medicare can seek substance abuse treatment without worrying about the bill. The ACA requires these plans to cover drug and alcohol treatment, so you will be able to seek the help you need. Anuvia’s representatives can help you navigate Medicare coverage and help design the right treatment program for you.
Does Medicare pay for drug and alcohol treatment?
Medicare covers substance use treatment if a few conditions are met:
- Your treatment provider affirms that the services are medically necessary
- The treatment services are received at an in-network, Medicare-approved facility
- Your treatment provider sets up your care plan
At Anuvia, we regularly work with Medicare coverage and can discuss the treatment options available under your plan.
How long does Medicare pay for substance use treatment?
Medicare has several parts:
- Part A can pay for inpatient drug or alcohol treatment at a hospital or inpatient rehabilitation center
- Part B can pay for outpatient drug or alcohol treatment services, substance use screening, and outpatient behavioral health services
- Part C (Medicare Advantage) can have additional benefits, including mental health and substance use treatment
- Part D is prescription drug coverage, which helps pay for the medications that can be used to treat substance use disorders
Medicare Part A provides a lifetime limit of up to 190 days of treatment at an inpatient facility. Meanwhile, Part B can cover an annual alcohol misuse assessment, up to four face-to-face counseling sessions each year, and various outpatient treatment options.
Paying for Treatment Without Insurance
Don’t let a lack of insurance prevent you from seeking treatment. There are several ways to raise funds to pay for substance use treatment regardless of whether you currently have insurance.
- Loans and credit cards. If you have fair, good, or excellent credit, you should be able to qualify for a healthcare loan, a personal loan, a new credit card or balance transfer, or another source of low-interest credit that can provide the funds you need.
- Scholarships. Some grants and scholarships are available for those who have financial hardship or lack health insurance—talk to Anuvia for more information about these options.
- Payment plans. Anuvia offers a variety of payment programs that can be customized for each person’s individual needs.
You don’t have to go through this process alone. If you’re worried about paying for treatment or want more information, Anuvia can help. Call 704-376-7447 to learn more.
Does the state pay for drug and alcohol treatment?
If you have Medicare coverage, your insurance plan will cover many of the costs of drug or alcohol treatment (as discussed above). And while Medicaid programs vary from state to state, many states also offer coverage for low-income individuals seeking drug or alcohol treatment.
However, these aren’t the only ways in which the government can help pay for substance use treatment. Some treatment facilities accept state or federal funds and offer their services at low to no cost for eligible individuals. How can I pay for drug and alcohol treatment programs?
Treatment can be paid for by private insurance, Medicaid, Medicare, and self-pay; however, Anuvia will not turn anyone away because they can’t pay.
What payment methods can I use to pay for treatment?
You can pay for treatment at Anuvia using cash, checks, credit cards, and insurance payments.